The aktia nätbanken logga in service provided by Aktia Bank, the oldest and most trusted bank in Finland , has come up with new technology and security features in 2025. This detailed article will discuss the aktia nätbanken logga in process, new updates, security measures, and all the important aspects of the service.
What is Aktia Netbanken?
Aktia nätbanken is Aktia Bank’s online banking service , where customers can manage their accounts, loans, cards, investments and insurance. The platform provides services such as bill payments, e-invoices, international transfers and secure messaging. In 2025, the aktia nätbanken logga in process has been enhanced with advanced features such as the Aktia ID app and biometric authentication.
“We are updating the customer’s electronic identification and thus the use of key cards will gradually disappear in the future,” Aktia Bank stated in its official.
Aktia Nätbanken Log In: Step-by-step process
The Aktia Nätbanken log in process has been made easier and more secure in 2025. Follow the steps below:

- Open the official Aktia website (aktia.fi) in your browser .
- Click the “Log in” button on the homepage .
- If you are logging in for the first time , use the number 01 nyckeltalskort.
- Once logged in, you will be asked to create a new personal password .
- Use the Aktia ID app or SMS OTP for the next login .
- If you have netbanking from another bank, those credentials can also be used.
- Press the “Continue” button and access the dashboard .
After these steps, you can view your account balance, transaction history, and other services .
Aktia Nätbanken Registration: For new users
For new customers, it is necessary to create an account in advance at Aktia Nätbanken logga in :
- Visit an Aktia Bank branch or apply online .
- Complete your Identity Verification (with passport or ID card).
- Receive NetBank credentials after account opening .
- Receive a nyckeltalskort (key code card) sent by post .
- Use the number 01 in the first login and create a new password .
- Download and activate the Aktia ID app .
After this process is complete, you can take full advantage of the Aktia Nätbanken logga in features.
Aktia Netbanken Forgot Password
If you have forgotten your password, follow these simple steps :
- Select the “Forgot password?” option on the login page .
- Enter your User ID or registered email.
- Receive a verification code via SMS or email .
- Create a new password that contains uppercase, lowercase, and numbers .
- Click on the “Reset password” button .
This process is made secure with modern encryption .
New features and updates in 2025
Aktia ID Application
In 2025, Aktia has moved away from the key card and focused on the Aktia ID app. Through this app:
- Strong identification is possible in government services
- Biometric login (fingerprint or Face ID) is supported.
- Get single sign-on for all Aktia digital services
Aktia Mobile Bank Renewal
The new update for 2025 has added a fresh UI and improved usability to the mobile bank app. Through the app:
- Account balance and transactions can be viewed
- Bill payments and account transfers can be made.
- Loan details and investment performance can be tracked
Chatbot Integration
A new AI-powered chatbot has been added to the mobile bank that answers common questions.
Security and data protection
Aktia Bank has paid special attention to security in 2025. As a result of the authentication incident of January 2023, the bank was fined EUR 865,000. The following measures were taken after this:
- Extensive Testing Procedures : Intensive testing for every technical change
- Enhanced Change Management : More care for system updates
- GDPR Compliance : European Data Protection Standards
- Fraud Prevention : Constant awareness against phishing and scams
“Strong authentication must work properly because it is designed to verify the identity of the user,” said Deputy Data Protection Ombudsman Heljä-Tuulia Pihamaa.
Service Disruption અને Recovery
In April 2025, Aktia shut down all digital services for extended service maintenance . The bank apologized for this exceptional situation . Fortunately, the maintenance was completed earlier than expected and services were restored.
PrivX Privileged Access Management
Aktia Bank has made third-party contractor access more secure by partnering with SSH.COM’s PrivX solution . Through this system:
- Session monitoring and reporting features
- Lean PAM solution for role-based access control
- More security for DevOps and third-party access
Login with other bank credentials
You can also use netbanking codes from other Finnish banks during the Aktia nätbanken logga in process . This feature is part of the Finnish Trust Network and provides cross-bank access .
FAQs
Is there a fee for logging in to Aktia nätbanken?
No, NetBank login is completely free. Charges apply only to certain transactions.
Is login possible without the Aktia ID app?
Yes, you can use SMS OTP, codes from other banks or nyckeltalskort, but Aktia is focusing on Aktia ID in the future.
How secure is Aktia online banking login?
In 2025, Aktia has made services more secure with enhanced testing, GDPR compliance, and strong encryption.
On which devices does the Aktia Mobile Bank app work?
The app is available on both Android and iOS. It can be accessed with a PIN, fingerprint, or Face ID.
Can I log in to Aktia Nätbanken from abroad?
Yes, but some security measures may apply. Geographical restrictions can be set for foreign transactions through Aktia Wallet or mobile bank.