SLTF Login has become a revolutionary digital tool in Ghanaian tertiary education today, helping thousands of students access financial assistance for their educational expenses . In 2025, the Students Loan Trust Fund (SLTF) has provided students with easier and more secure access with new features and an updated portal .
What is SLTF Login?
SLTF Login is the system for accessing the official portal of the Students Loan Trust Fund Ghana , through which students of tertiary institutions in Ghana can apply for loans . The portal is available at www.sltf.gov.gh and application.sltf.gov.gh, where students can manage their account, view loan statements and make repayments .
“The SLTF Login portal provides equal financing to tertiary education through responsible and responsive student financing,” SLTF ના CEO Dr. Saajida Shiraz એ જણાવ્યું.
SLTF Login 2025: New Updates
Significant improvements have been made to the SLTF Login process in 2025. Under the leadership of the new government, the SLTF has announced a 50% increase in student loans, which are now available in the range of GHC 2,250 to 4,500. This major improvement is part of President Mahama’s Reset Agenda, which aims to provide financial assistance to more students .
Steps for SLTF Login
The SLTF Login process is simple and secure. Follow the steps below:
- Go to application.sltf.gov.gh/edealer_enu/start.swe?SWECmd=Login in your browser (Google Chrome or Mozilla Firefox).
- Click on the “Login” button .
- Enter your Ghana Card Number or SSNIT Number in the first input box (Format: GHA-000000000-0).
- Click on the “Next” button .
- Enter your password in the second input box.
- Press the “Sign In” button and reach your dashboard .
After these steps are completed, you can view your loan statement, application status, and payment history .
SLTF Sign Up: Process to create a new account
The process of creating an SLTF Login account is important for new students . Follow the steps below:
- Go to application.sltf.gov.gh and click on the “Create Account” link .
- Enter your Valid Ghana Card Number (can be obtained for free from NIA or GRA offices).
- Enter your Student ID Card number or Admission Letter number.
- Enter E-zwich Card number (can be obtained from any bank).
- Enter your valid email address and active mobile number.
- Create and confirm a strong password .
- Enter the Activation Code sent to your phone or email .
- Press the “Complete Registration” button and your account will be activated .
This process can be completed in just 2 minutes .
SLTF Forgot Password Recovery
If you have forgotten your SLTF Login password, follow these simple steps:
- Click on the “Forgotten Password” link on the login page .
- Enter your Registered Ghana Card Number .
- Click on the “Send Reset Code” button .
- Enter the Reset Code received via your registered email or SMS .
- Create and confirm a new password .
This process is secure and only an authorized user can reset the password.
No-Fees-Stress Portal: 2025/26 Academic Year
In 2025, SLTF has reopened the No-Fees-Stress Portal , which provides special financial assistance for first-year students. Students can obtain direct reimbursement for their academic fees on this portal. This scheme is a major education reform of the government of President John Dramani Mahama .
SLTF Login Requirements
The requirements required for SLTF Login and Loan Application are as follows:
- Valid Ghana Card (can be obtained free of charge from NIA or GRA offices)
- Student ID Card or Admission Letter
- E-zwich Card (can be obtained at any bank)
- Active Registered Mobile Number
- Valid Email Address
Note: The name on the Ghana Card, E-zwich and Admission Letter must be the same .
SLTF Mobile App
In 2025, SLTF Login is now also available through a mobile app. The “Students Loan Ghana” app can be downloaded on the Google Play Store , which has 100K+ downloads. Through this app, students can view their loan statement, apply for a new loan, and repay their loan via VISA/MasterCard or Mobile Money .
SLTF Login Payment Methods
Students can use several payment options through the SLTF Login portal:
- VISA/MasterCard
- Mobile Money (MTN, Vodafone, AirtelTigo)
- USSD Code (*827#)
- Through Ghana.gov Portal
- By going to any Partner Bank
These options allow students to make loan payments anytime without queuing .
SLTF 2025 Achievements
For the 2024-2025 academic year, SLTF provided assistance to 49,252 students , disbursing a total of GHC 82 million . Under the No-Fees-Stress scheme, 142,440 students have received tuition fee reimbursement. This unprecedented number demonstrates SLTF’s commitment.
FAQs
Who is eligible for SLTF Login?
Any Ghanaian student studying in an approved program at an accredited tertiary institution can create an SLTF Login account.
What happens if the name on the SLTF Login portal is different?
The name on the Ghana Card, E-zwich and Admission Letter must be the same. If there is any difference in the name, your application may be rejected.
How strong should the SLTF Login password be?
According to the updated security standard in 2025, passwords must contain uppercase, lowercase, numbers, and special characters.
Can I use my parents’ bank account?
Yes, in the No-Fees-Stress portal, students can now provide their parent/guardian details if they do not have their own bank account.
How long does the SLTF Login application process take?
Account creation can be done in just 2 minutes. Loan approval and disbursement usually takes 2-14 days.
Who should I contact for technical support for SLTF Login?
Contact the Call Centre at 0302751020 or email callcenter@sltf.gov.gh .
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